The journey toward higher education is an exciting and transformative experience for students and an important investment. At American College of Healthcare Sciences (ACHS), we are committed to wellness, and we understand the significance of fostering financial wellness among our ACHS students. That's why we have joined forces with Inceptia, a nonprofit organization dedicated to supporting students in their financial endeavors. Inceptia not only aids students in navigating federal student loan repayments but also plays a crucial role in promoting financial education through its program, Financial Ave.
The Inceptia Partnership
Our partnership with Inceptia goes beyond just helping students manage their student loans. Inceptia is a reliable resource for helping students prevent defaulting on their student loans when repayment begins and ensuring they can confidently navigate loan repayment information. Inceptia's financial literacy and wellness tools are helpful for all students, including those who may not have a student loan. As a nonprofit organization, Inceptia is committed to providing valuable assistance to students transitioning from academia to the professional world.
Inceptia will keep you up to date on the following financial wellness items:
- Budgeting Basics: Learn how to create and stick to a budget, ensuring you can manage your finances responsibly during your academic journey and beyond.
- Understanding Credit: Gain insights into credit scores, credit reports, and maintaining a healthy credit history for future financial endeavors.
- Loan Repayment Strategies: Navigate the intricacies of federal student loan repayment with expert guidance from Inceptia, ensuring a smooth transition into the post-graduation phase.
- Financial Goal Setting: Set realistic financial goals and create a roadmap for achieving them, setting the foundation for a secure financial future.
Financial Wellness Education with Financial Ave
Financial Ave is Inceptia’s online financial education program. Every ACHS student has access to the program, which provides a comprehensive collection of courses designed to equip them with the necessary skills for long-term financial wellness. Whether creating a budget, understanding credit scores, or planning for future expenses, Financial Ave covers a spectrum of topics crucial for students to navigate the complex landscape of personal finance.
Current Courses Available on Financial Ave:
- College and Money: Learn how to maximize the value of your college investment, from effective ACHS financial planning to navigating the costs associated with higher education. Develop a clear roadmap for completing your chosen program or degree and becoming an ACHS graduate.
- Credit and Protecting Your Money: Learn the connection between your financial decisions and your credit history. Gain insights into cultivating a positive credit score, shaping your personal financial narrative, and safeguarding your financial well-being.
- Debt and Repayment: Review repayment scenarios and compare options for handling both private and public student loans, credit card debt, and common financial obligations such as medical expenses. Equip yourself with the knowledge to make informed decisions regarding debt management.
- Earning Money: No matter your level of work experience, use these valuable tips and tools to enhance your readiness for entering or advancing in the workforce. Uncover key insights to boost your career trajectory.
- FAFSA: Learn the process of applying for financial aid. The Free Application for Federal Student Aid (FAFSA) is covered in detail, from upfront prep work to accepting your awards and beyond. Gain an understanding of the financial aid application journey.
- Foundations of Money: Establish financial goals and a realistic spending plan to get on the right path to financial wellness. Lay the groundwork for a sustainable and prosperous financial future.
- Future of Your Money: Learn the importance of proactive planning for unforeseen emergencies, explore various insurance types, grasp the basics of investing, and gain insights into making significant purchases. Equip yourself with the tools to navigate the financial landscape.
- Loan Guidance: Understand the significance of actively managing student loans during your academic journey to prevent excessive borrowing. Keep future repayment amounts in check with practical insights into responsible loan management.
- Psychology of Money: Identify and define your personal relationship with money. This course can serve as the foundation upon which healthy financial habits can be built. Understand the psychological aspects that influence your financial decision-making.
- Spending and Borrowing: By evaluating where and how you spend, you will learn strategies that support your financial goals and resist the pressure to make impulse purchases.
How to Access Financial Ave
Accessing Financial Ave is easy and convenient for all ACHS students through the Financial Ave website. New students are also guided on using this tool during Student Orientation. Need help? Contact our Financial Aid Office for any questions or assistance regarding Inceptia and Financial Ave. Our dedicated team will ensure you have the support you need to make informed financial decisions.
Additional Resources:
For further questions and a wealth of additional resources, our Financial Aid Services Team is ready to assist you. Contact the Financial Aid Services Team to connect with our experts who can provide personalized guidance and support.
At ACHS, we believe in empowering our students academically and financially. Our partnership with Inceptia and the resources provided through Financial Ave demonstrates our commitment to your overall well-being. Take advantage of these invaluable tools and embark on your journey towards financial wellness with confidence. Remember, the key to a successful future starts with informed financial decisions today.
